1. 15786 POINTS
    Bob VineyardPRO
    Founder, Georgia Medicare Plans, Atlanta,GA
    The best Medicare supplement plan (Medigap) plan in Florida is the one that fits your own needs and budget.

    When you consider all Medicare supplement insurance plans with the same letter are identical in every way except the premium, the decision is much easier.

    Medigap plan F is the most popular, mostly because it is oversold. Far too many agents promote the plan because it is easy to explain.

    It is also the most expensive plan and the one that pays the highest commission.

    Just last week I showed a couple in south Georgia how they could save over $1700 per year by making a simple change in coverage.
    Answered on April 3, 2013
  2. 42 POINTS
    Joann Quinn
    Independent Agent & Medicare Supplement Specialist, reMEDIGAP, USA
    In Florida, the best Medicare Supplement (Medigap) Plan will depend on your individual needs. Across the United States, Medigap Plans are standardized (plans have same benefits regardless of insurance carrier).  Not only can you use your plan benefits in Florida but anywhere in the U.S. as long as the provider accepts Medicare.

    Plan F is very popular because it covers all Medicare approved charges.  But that does not mean it is the best plan for everyone.  Plan F is the most expensive plan and Florida's rates are among the highest in the country, and even though you can use your Medigap Plan outside of the state, you still have to buy the Plan in Florida if it's where you reside.

    There are a couple other popular plans with lower premiums if you don't mind small co-pays, co-insurance or meeting the Part B deductible.  As a licensed independent agent in Florida, I can share with you the Plans that are available in your area.

    Since Medigap Plans are standardized, once you determine which Medicare Supplement insurance benefits you want then the next step is finding the premium that meets your budget.  

    Thank you for reading my response.  Please let me know if I can be of further assistance.



     
    Answered on July 28, 2014
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