When Does Medicare Part D Start?

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   Ted Ratliff

   Owner, SFS Associates,

   You must enroll in Part D when you turn 65 or qualify for Medicare.  You have the three months before, the month of, and three months after you turn 65 to enroll in a plan.  The plans are administered through private insurance companies under the supervision of Medicare.  If you fail to enroll when you are eligible you will be penalized by Medicare for each month you do not have creditable coverage.  You may enroll in a plan or change your plan each year from October 15th through December 7th.

   Answered on July 8, 2013

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