1. 2275 POINTS
    Bill Loughead
    President, SummitMedigap.com, CO, FL, GA, MI, NC, SC & TX
    Choosing a Medicare Plan can seem confusing when doing it for the first time.  You have several things to consider.  First, do you want a Medicare Supplement Plan or a Medicare Advantage plan?  Sometimes, people like to compare plans online first just to get an idea and they can do that on our website.  However, it is important to also to speak with an independent agent that can explain the pros and cons of each plan and how that plan may fit your needs the best.  You will always be able to tell a Medicare Supplement Plan (or a Medigap Plan) because they have a letter like Plan F or Plan G, etc.

    Medicare along with a Medicare Supplement is actually great health insurance.  Some of the great things about a Medicare Supplement(Medigap) is:

    1.  No Network-  you can go to any doctor or hospital you want.  If they take Medicare, they take the supplement.
    2.  No referral needed to go to a specialist.
    3.  Once you have a plan, the benefits on that plan can not change from year to year.
    4.  No large out of pocket surprises when you go to the doctor or hospital
    Answered on December 22, 2013
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