1. 37396 POINTS
    David G. Pipes, CLU®, RICP®PRO
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A renter’s policy excludes damage caused by insects unless it is hidden damage (an unsuspected termite infestation leads to the collapse of a building.)  Insect services are available but the homeowner’s policy will not cover the expense.  
    Answered on May 14, 2014
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