1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Most insurance companies exclude coverage for routine maintenance such as pest control.  Most insurance companies will not pay for damage caused by birds, vermin, rodents, insects or domestic animals.  There may be exceptions to that exclusion when the damage is hidden.
    Answered on April 21, 2014
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