Does Renters Insurance Cover Theft From Garage?

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   Tom Sheehan

   Agency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482

   Usually, yes.  Renters Insurance provides coverage for your personal belongings whether they are located in your home or outside of it.  So for example if you have a folding picnic table stored in the detached garage located at the property you are renting and it is stolen, you should have coverage subject to your deductible. If on the other hand you are a landscaper and you do not have business property coverage to protect your tools and equipment and someone walks off with your weed whacker, that is business property and the loss probably will not be covered by your Renter's Insurance.

   Answered on July 25, 2013

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