How Is Renters Insurance Different From Homeowners Insurance?

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    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    A renter’s policy is similar to a homeowner’s policy except that there isn’t any coverage for the residence. If you are renting a house and it burns to the ground, your landlord is responsible for rebuilding the house, not you. If your contents are destroyed in the same fire, you are responsible for the contents (personal property) not the landlord.
    Answered on September 19, 2014
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