1. Branch Owner, TWFG Insurance Services, Fremont California and the Greater Bay Area Representing Dozens of Insurance Carriers
    The cost for renters insurance will be based in large part on the amount of coverage you desire. On average with 25,000 in personal property protection, 100,000 personal liability, 1000 guest medical and 12 months loss of use your looking at an average of 175-225 annual depending on the insurance company. It's best in most cases to combine this coverage with your current auto insurance carrier for the maximum discounts on your renter’s policy and in most cases you will also receive an additional discount on your auto insurance. Discuss your needs with your local agent as there are sub limits you will need to be aware of in a renter’s policy.
    Answered on April 29, 2013

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