1. 1909 POINTS
    HDA Insurance Brokerage
    Director, HDA Insurance Brokerage, California
    In order to buy Cheap Renters Insurance, it is helpful to understand your needs, desires and the rating structure of the Renters Insurance Policy.

    The lowest annual premium will be generated for the minimum Contents Coverage (Personal Property) available, the minimum Personal Liability Coverage (Usually $100,000) and the maximum available Policy Deductible (varies from State to State).

    If all 3 of the above items are met, you will generate the lowest premium quote possible. If the Renters Policy is required by a Landlord and you are not purchasing it on your own accord, it may be helpful to find out if the Landlord is requiring to be added to the policy as an 'Additional Insured' and if so, it would be prudent to find out exactly how they would like their Name & Address to read on the policy endorsement.

    There is a link providing an online format to obtain a quote and buy renters insurance online in multiple States; may be used directly by Consumers. An exemplary online experience for all! http://hda.stillwaterinsurance.com

    If unclear about coverage, it is prudent to contact a licensed professional to answer your questions and assist you in purchasing the coverage you need.
    Answered on September 30, 2014
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