1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Price is always a factor when it comes to insurance coverage, but you should not allow price to be a deciding factor when it comes to choosing your coverage. Contact a local agent to discuss coverage availability and pricing for your area. Having an agent that you are comfortable working with and that understands your coverage needs is well worth the cost.
    Answered on October 8, 2013
  2. 616 POINTS
    Robert J Russell - Finalist for Broker of the Year 2015
    Broker Owner, InsuranceAgentsSelling.com, United States (Most States)
    Remember cheap doesn't mean better. What you want to find is a reputable company AND cheap rates. Compare your coverages as well as the rates - this is what I tell my clients. Another thing to look at is who is selling you the cheap rates - do you have a 1-800 telemarketer to talk to or a Licensed Agent who knows exactly what's covered in your state?
    Answered on February 23, 2016
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