1. 0 POINTS
    Brad Mills
    Agent, American National Insurance, Blaine, MN
    Yes. It is about $7/mo for $30,000 of coverage.  You have no control over your neighbor burning down the complex because they fell asleep while smoking.  Do you have an extra 30K lying around to buy new clothes, tv, laptop, furniture, office, etc?  Most people don't.
    Answered on December 2, 2013
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