1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    Some of the information that will help you get a proper quote for renters insurance is: the year the premise was built, the number of units in the premise, any security or alarm systems, sprinkler systems, distance to the nearest responding fire department, distance to the nearest fire hydrant, the amount of coverage you are looking for, and more. Contact a local agent to find out more about coverage offered in your area and the costs of that coverage.
    Answered on August 26, 2013
  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    As a customer you don’t need to provide very much information.  Agents have access to much of the underwriting information necessary.  The key issue that you need to address is the value of the contents that you want insured.  Take pictures of every room in your rental unit.  Then list each item that you see along with the cost to replace that item.  Add the list up and you will have a good idea of the amount of coverage required.
    Answered on July 11, 2014
  3. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    That's a great question! For a renters insurance policy, you really don't need much. A good idea of the value of your belongings, so you know how much coverage that you will want to have; A valid current picture ID, and your first months premium should get you a policy. I hope that helps, thanks for asking!
    Answered on July 12, 2014
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