Homeowners Insurance is designed to offer coverage for the owner occupied primary residence of the titled owner. Renters Insurance is designed to offer Personal Property & Liability Coverage for the tenant of a home, condo or apartment.
Due to the strict definitions in the insurance Contract, it is essential that the correct form of insurance is purchased. Contact an insurance professional to make sure that you are purchasing the correct policy for your insurance needs!
Chief Executive Officer, Coastal Homeowners Insurance Solutions, Rocky Point, NY 11778
Good Question... Renters insurance covers a renters personal property (stuff), loss of use (should you need a place to live from a covered loss) and personal liability. Homeowners Insurance is similar to renters insurance but it adds on coverage for "Dwelling" and "Other Structures" and is designed to protect the titled owner of a home.
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Due to the strict definitions in the insurance Contract, it is essential that the correct form of insurance is purchased. Contact an insurance professional to make sure that you are purchasing the correct policy for your insurance needs!