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When getting renter's insurance some of the issues that are important are whether you can qualify for a policy and what rate you will pay. The benefits are important since there will be differences in coverage amounts from one contract to another.
You should also determine the amount of property you have that should be listed on the policy.
Agent, Rural Mutual Insurance Co., Union Grove, WI
Most renters insurance policies provide the same basic coverages. The main coverages that you will want are loss of use, liability, personal property, and availability to have higher value items covered through endorsements. Contact a local agent to discuss your coverage needs and concerns. They will provide you information about the coverage and pricing for the carriers that they work with.
Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
If you meet with a competent insurance agent, that agent will know all the appropriate questions. That agent will also listen carefully to you and offer sound financial advice. Finally, that agent will make appropriate recommendations and then communicate clearly with both you and the insurance company. The only other question you need to ask is, “who is a competent insurance agent?” Ask that question of your friends, colleagues and neighbors.
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You should also determine the amount of property you have that should be listed on the policy.