What Renters Insurance Company Is Best?

1. 

   21750 POINTS

   view profile
   Jim Winkler

   CEO/Owner, Winkler Financial Group, Houston, Texas

   That is a great question! The answer to your question is pretty simple - the one that gives you the most coverage for the least price. There are many good companies out there that have very similar renter's policies, so it really comes down to which one in your area provides the most coverage for the least cost. Ask for "replacement cost" coverage, and have a very detailed list of everything that will go into your apartment - serial/model numbers and pictures of all electronics, and pictures and count sheets of everything else. Use a value calculator (most renters insurance companies will have one on their site, I happen to like Liberty Mutual's, as it is simple,and quotes your price as you go) to help you get an idea of the value of your stuff, and the amount of coverage needed. Since the cost of coverage will vary greatly from neighborhood to neighborhood, and even apartment building to apartment building, it's hard to give you a company name to look at. Most apartment complexes can refer you to a preferred insurer, Thank you for asking!

   Answered on April 17, 2015

   flag this answer
Did you find these answers helpful?
Yes
No
Go!

Add Your Answer To This Question

You must be logged in to add your answer.