What Renters Insurance Covers Bed Bugs?
16470 POINTSview profileDavid OsgoodAgent, Rural Mutual Insurance Co., Union Grove, WIThings like bed bugs and other insects (under the designation of vermin) are typically excluded from coverage under renters and homeowners policies. Please read your policy completely to understand the coverage provided and any exclusions that there may be or contact your local agent to have them go over the policy with you.Answered on September 3, 2013flag this answer
37376 POINTSview profileDavid G. Pipes, CLU®, RICP®Business Development Officer, T.D. McNeil Insurance Services, Fresno, CaliforniaThe nature of a renter’s policy is to compensate you for damages that you suffer. An infestation of bed bugs might not meet the criteria of damages. The policy pays these damages for specified perils and insect infestation is either excluded or not included in the list of most policies. The renter’s policy is not designed to address routine maintenance issues.Answered on June 5, 2014flag this answer
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