1. 16470 POINTS
    David Osgood
    Agent, Rural Mutual Insurance Co., Union Grove, WI
    If you are asking about itemization (or scheduling) of personal property that is going to vary from carrier to carrier. Typically a renters policy will have a monetary cap for specific categories of property. If an item exceeds the normally provided coverage amount for a single item or if the sum of the items is more than the coverage limits, then you may wish to schedule these items for their valuation to ensure that your are properly covered. Contact a local agent and they can go through the coverages that they have to offer and provide you with the cost associated with them.
    Answered on May 23, 2013
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