1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The most important thing when buying insurance is to select the appropriate limits.  Getting competent advice is critical.  Check with your colleagues, friends, and neighbors.  Select an agent who you can trust.  When you start working with them make sure that they are accurately transmitting all the required information to the insurance company.  When the policy comes make sure that it is exactly what you wanted.  Price becomes an irrelevant issue if your suffer a loss and the policy does not adequately cover you.
    Answered on March 19, 2014
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