Who Can Get Renters Insurance?

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   David G. Pipes, CLU®, RICP®

   Business Development Officer, T.D. McNeil Insurance Services, Fresno, California

   Almot anyone occupying leased premises can get a renters policy.  Everyone on the lease should be named as an insured in the policy and the landlord may require to be listed as an additional insured or as an additional interest.  The policy is never guaranteed to be issued and does have underwriting requirement which might preclude someone from obtaining a policy.  For example, ownership of a dangerous animal might cause a company to deny coverage.

   Answered on February 25, 2014

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