1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    The primary insured is covered.  That person is named on the declarations of the policy.  The wording in the policy usually extends coverage to your spouse, if living in your household.  The coverage also extends to your children and domestic employees, anyone under the age of 21 who is in your care, resident relatives and your legal representative if you die while insured. 
    Answered on July 9, 2014
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