Who To Buy Renters Insurance From?

  1. 21750 POINTS
    Jim Winkler
    CEO/Owner, Winkler Financial Group, Houston, Texas
    Great question! Almost all  major insurance companies offer some form of renters insurance, so there are plenty of policies to choose from. I'd recommend that you find an independent agent to help you find the best policy for you.  A tip? Ask for "replacement value" versus "actual cost" when you look. You will appreciate the difference if you ever need to file a claim. Anything else that I can help you with, please feel free to contact me, I'm happy to help. Thanks for asking!
    Answered on April 23, 2014
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  2. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    Buy an insurance policy from an agent that you trust.  Ask your friends, neighbors and colleagues for recommendation.  Listen carefully to the recommendations of the agent.  Makes sure the agent records the information that you provide and then transmits that to the company.  Make sure that the policy is exactly what you ordered.  Although the initial premium is important the acid test will be the limits of the policy when a claim arises.  You can skimp on coverage now and wake up with a terribly headache when you experience a major claim.
    Answered on April 23, 2014
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