Why Do You Need Renters Insurance?

  1. 37376 POINTS
    David G. Pipes, CLU®, RICP®
    Business Development Officer, T.D. McNeil Insurance Services, Fresno, California
    You need to buy a renters policy if you could have a loss that is greater than your ability to pay.  That is, if someone is hurt in your rental property and sues you, can you pay the loss?  If the property burns and your personal property is destroyed, can you sustain the loss?  In neither of these instances is your landlord responsible.
    Answered on February 25, 2014
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