Will My Renters Insurance Cover My Dog?
992 POINTSview profilePhil TuccyOwner, Insurance Group Consulting, LLC, FloridaWill assume that you are referring to damage done by your dog. If he or she damages your property, there is probably no coverage. However, if the dog tears into the property of others, there would probably be coverage. However, there is a limit to the amount of liability coverage provided.Answered on May 14, 2014flag this answer
21750 POINTSview profileJim WinklerCEO/Owner, Winkler Financial Group, Houston, TexasThat is a great question! You will need to check with your agent for the specifics of your policy, but typically renters insurance policies have a limited amount of coverage they will provide. For injury to, or the death of your dog, there isn't coverage, unfortunately. If your dog does damage to your apartment, or your belongings, again there is no coverage. If your dog bites someone, there may be some coverage, depending upon the type of dog you have. Some companies will not insure certain breeds that are deemed to be aggressive. You will really need to ask your agent to know for sure. Thanks for asking!Answered on May 14, 2014flag this answer
14231 POINTSview profileTom SheehanAgency Owner, The Thomas G Sheehan Agency, 27 Glen Road Sandy Hook, CT 06482As was said by my colleague, it is always best to talk to your Insurance Professional about the terms and conditions of your policy. But unless there is some coverage limitation or exclusion in your policy based upon having a dog or a specific breed of dog, then if your dog happens to bite another person or another person's pet, the liability portion of your renters' policy will cover you for any legal liability you may have.Answered on May 14, 2014flag this answer
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