Can I Contribute To An IRA If I Have A Retirement Plan At Work?

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    David RacichPRO
    Fountain Hills, Arizona
    Depending upon what your employer sponsored plan it is, i.e. if it’s a qualified plan the answer is no. But make sure your maximizing the contribution if it’s a 401(k) and especially if your employer is matching your contribution in any way. If you’re married, take advantage of their ability to contribute as well. Even non-working spouses can contribute to their retirement.
     
     
    Answered on July 8, 2013
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