How Do I Plan For Retirement?

  1. 12689 POINTS
    Ted Ratliff
    Owner, SFS Associates,
    Start planning early.  Set aside funds in a combination of investments and insurance.  The younger you start the greater your chances of accumulating retirement funds.  Take into consideration projected Social Security income but do not rely on it to be your only source of retirement.  A lot depends on your individual circumstances.  Sit down with a good retirement planner and put together a plan that meets your individual situation.
    Answered on June 11, 2013
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    David RacichPRO
    Fountain Hills, Arizona
    Looking to the government is not a plan. Keep in mind that Social Security is more than likely going to change and more than likely not for the better. The day you start earning a living is the day to start saving for retirement and for everyone else, today is the day with no further delay. Most Americans will experience longer living than previous generations. Over the years inflation has eroded purchasing power. The attempt to maintain current the lifestyle generally fails and a lower expectation of retirement ensures.
      
    Answered on June 11, 2013
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