1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    Planning for retirement is basically paying yourself first. Developing a discipline deposit approach is the first place to start even if it's a small amount. You need to establish your personal financial profile which needs to include a risk assessment, timelines that address your retirement date and mortality. Whether you use a qualified or non-qualified plans may be a determined on the basis of your effective tax bracket rate.
    Answered on September 7, 2013
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