How To Start A Retirement Plan?

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    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    A qualified defined contribution plan is a good place to begin and the most popular is the 401(k). The contributions are pretax or tax deductible, the account accumulates tax deferred and some employers actually match portion of your contribution. A non-qualified plan can also be an option if you're an individual who doesn't want the regulations of qualified plans. Some non-qualified plans use a TAMRA compliant, non modified endowment life insurance contract with minimum death benefit.
    Answered on September 5, 2013
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