1. 61667 POINTS
    Steve Savant
    Syndicated Financial Columnist, Host of the weekly talk show Steve Savant's Money, the Name of the Game, Scottsdale Arizona
    As an example, under ERISA (Employees Retirement Income Security Account) of 1974, employers can sponsored defined benefit and/or contributions. They usually outsource the money management to a third parties. Some employer sponsors also match some portion of the employee's annual contribution. They're also responsible for the compliance under qualified plan regulations.
    Answered on September 10, 2013
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