What Type Of Retirement Plan Should I Have?

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    David RacichPRO
    Fountain Hills, Arizona
    Selecting retirement plans can be a daunting task. But here are a few considerations that may help in your decision making process. Does your employer off a defined contribution plan like a 401(k) and do they match all or part of your contribution? Is, you should elect to enroll in that plan. If you’re self-employed, you may want to consider either a Roth IRA or traditional IRA. If you have serious income you may want to review SEPs.
     
    Answered on July 6, 2013
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    Larry GilmorePRO
    Agent Owner, Gilmore Insurance Services, Marysville, Washington State
    What retirement plan should you have?  One that you will contribute to consistently. It isn't so much the plan as it is the effort to put money aside and simply leave it alone to let it work. As far as plans go there are tax advantaged plans for both individuals and  employees in a business situation. If your employer offers a plan, especially one where they contribute to your account, participate.
    Answered on July 7, 2013
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