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	<title>New answer on: When Does An Insurance Company Total A Car?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://www.insurancelibrary.com/auto-insurance/when-does-an-insurance-company-total-a-car</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Fri, 27 Jun 2014 16:04:45 +0000</pubDate>

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		<description><![CDATA[That usually happens when the cost to repair a car is greater than the actual cash value (ACV) or &quot;book value&quot;of that car.  Now, after an accident it may be difficult to determine the final repair total because there is more than likely going to be damage that can only be seen when the car starts getting torn down.  As a result, a pretty good rule of thumb is that if the initial repair estimate meets or exceeds 70% of the value of the car, it is likely that the company will total it at that point.]]></description>

		

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		<title>By: Edward Harris</title>

		<link>https://www.insurancelibrary.com/auto-insurance/when-does-an-insurance-company-total-a-car</link>

		<dc:creator>Edward Harris</dc:creator>

		<pubDate>Fri, 27 Jun 2014 14:21:41 +0000</pubDate>

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		<description><![CDATA[A vehicle is typically considered totaled, when the value of the vehicle costs less than the expenses to repair or fix the car. This typically happens with older cars, as opposed to newer ones.

You can negotiate (a little) with the adjuster and/or insurer to secure a settlement that is acceptable to you.

LIVE answer provided by: Ed Harris - Premier car insurance broker for 33 years and owner of several of  the nation&#039;s top-rated websites that offer the lowest available rates.]]></description>

		

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		<title>By: Jim Winkler</title>

		<link>https://www.insurancelibrary.com/auto-insurance/when-does-an-insurance-company-total-a-car</link>

		<dc:creator>Jim Winkler</dc:creator>

		<pubDate>Fri, 27 Jun 2014 13:56:31 +0000</pubDate>

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		<description><![CDATA[That is a great question! An auto insurance company will generally total your car when the cost of the repairs is near to, or exceeds, the approximate retail (Sometimes referred to as the &quot;Blue Book&quot;) value of the car. As the retail value is much lower in cars that are several years old, these cars are more likely to be totaled. I hope that helps, thanks for asking!]]></description>

		

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		<title>By: Mike Robertson</title>

		<link>https://www.insurancelibrary.com/auto-insurance/when-does-an-insurance-company-total-a-car</link>

		<dc:creator>Mike Robertson</dc:creator>

		<pubDate>Fri, 27 Jun 2014 13:53:53 +0000</pubDate>

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		<description><![CDATA[Typically, cars are considered to be “totaled” when the cost to repair the vehicle is higher than the actual cash value (ACV) of the vehicle. Practically speaking, however, it is not always practical to repair a vehicle, even if the cost of repair is less than its ACV. A vehicle worth $4,000 requiring $3,000 in repairs might be considered “totaled” by an insurer even though the cost of repair is less than its value before the accident. Insurance companies will typically consider such a vehicle to be a total loss, even though the repairs are only 75 percent of ACV.  Visit my website at https://agents.allstate.com/mike-robertson-mesa-az.html to read about more coverage details and resources.]]></description>

		

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