Answers for InsuranceLibrary.comAlicia Driscoll, MBA - Insurance Agent - Independant Agency

Answer on Does North Dakota Have No Fault Auto Insurance? by Alicia Driscoll, MBA

Alicia Driscoll, MBA — Tue, 22 Oct 2013 17:29:37 +0000

North Dakota is considered a No Fault State for personal Injury up to a certain limit for medical expenses. In a no-fault state, each driver's insurance pays for his or her own injuries up to a certain limit, regardless of who was at fault for the accident. the total necessary medical expenses you incurred because of the accident must exceed $2,500, --or-- you must have suffered "serious and permanent disfigurement or disability" lasting more than 60 days.

Answer on Can You Keep A Car On The Road Without Insurance? by Alicia Driscoll, MBA

Alicia Driscoll, MBA — Tue, 22 Oct 2013 17:22:09 +0000

In the State of North Dakota, you are required to have a drivers license to legally drive a car alone without fines or penalties. However, there are a few insurance companies that will insure you and a vehicle if you have a permit and you own a vehicle. If you are driving the vehicle you own with a licensed driver you will be able to legally operate your vehicle and have it insured in your name.