<?xml version="1.0" encoding="UTF-8"?><rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
		>
<channel>
	<title>Answers for InsuranceLibrary.comAnthony Griffin -  -</title>
	<atom:link href="https://www.insurancelibrary.com/contributor/anthony-griffin/feed" rel="self" type="application/rss+xml" />
	<link>https://www.insurancelibrary.com</link>
	<description></description>
	<lastBuildDate>Thu, 08 Feb 2024 00:23:46 -0600</lastBuildDate>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<generator>https://wordpress.org/?v=6.9.4</generator>
	<item>
		<title>Answer on I Have 2 Roommates In An Apartment.  Do All 3 Of Us Need To Get Renters Insurance? by Anthony Griffin</title>
		<link>https://www.insurancelibrary.com/renters-insurance/i-have-2-roommates-in-an-apartment-do-all-3-of-us-need-to-get-renters-insurance#answer_27327</link>
		<dc:creator>Anthony Griffin</dc:creator>
		<pubDate>Mon, 10 Aug 2015 20:59:43 +0000</pubDate>
		<guid isPermaLink="false">https://www.insurancelibrary.com/renters-insurance/i-have-2-roommates-in-an-apartment-do-all-3-of-us-need-to-get-renters-insurance#answer_27327</guid>
		<description><![CDATA[Renter’s insurance premiums take into account the value of the property being insured. So your roommate’s valuables may send your premium up. While a specific dollar amount isn’t assigned to each of your valuables, the insurance company will use everything you inventory as insurable to determine the overall price of your policy. So more stuff makes for a higher premium. While you might still think splitting a higher premium is cheaper than paying your own, consider the drama of deciding your portion of the deductible and dividing up the payout. It’s most prudent to purchase separate policies in order to keep your finances separate.]]></description>
		<content:encoded><![CDATA[Renter’s insurance premiums take into account the value of the property being insured. So your roommate’s valuables may send your premium up. While a specific dollar amount isn’t assigned to each of your valuables, the insurance company will use everything you inventory as insurable to determine the overall price of your policy. So more stuff makes for a higher premium. While you might still think splitting a higher premium is cheaper than paying your own, consider the drama of deciding your portion of the deductible and dividing up the payout. It’s most prudent to purchase separate policies in order to keep your finances separate.]]></content:encoded>
	</item>
	<item>
		<title>Answer on What Is The Approximate Cost Of Medigap Insurance? by Anthony Griffin</title>
		<link>https://www.insurancelibrary.com/medicare-insurance/approximate-cost-medigap-insurance#answer_27326</link>
		<dc:creator>Anthony Griffin</dc:creator>
		<pubDate>Mon, 10 Aug 2015 20:52:51 +0000</pubDate>
		<guid isPermaLink="false">https://www.insurancelibrary.com/medicare-insurance/approximate-cost-medigap-insurance#answer_27326</guid>
		<description><![CDATA[The cost of Medigap policies can vary widely. There can be big differences in premiums that insurance companies charge for exactly the same coverage. As you shop for a Medigap policy, be sure you are comparing the same Medigap policy (for example, compare a Plan A from one company with Plan A from another company). Each insurance company sets its own premiums. It is important to ask how an insurance company prices Medigap policies. How they set the price affects how much you pay now and in the future.]]></description>
		<content:encoded><![CDATA[The cost of Medigap policies can vary widely. There can be big differences in premiums that insurance companies charge for exactly the same coverage. As you shop for a Medigap policy, be sure you are comparing the same Medigap policy (for example, compare a Plan A from one company with Plan A from another company). Each insurance company sets its own premiums. It is important to ask how an insurance company prices Medigap policies. How they set the price affects how much you pay now and in the future.]]></content:encoded>
	</item>
	<item>
		<title>Answer on Does life insurance pay out for suicide? by Anthony Griffin</title>
		<link>https://www.insurancelibrary.com/life-insurance/does-life-insurance-pay-out-for-suicide#answer_27303</link>
		<dc:creator>Anthony Griffin</dc:creator>
		<pubDate>Thu, 06 Aug 2015 15:00:53 +0000</pubDate>
		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/does-life-insurance-pay-out-for-suicide#answer_27303</guid>
		<description><![CDATA[Yes, after the contestability period.
Life insurance policies normally don’t cover suicide deaths that occur during the “contestable period,” which under the laws of most states, is the first two years after the policy is purchased.  State laws limit coverage because lawmakers don’t want to encourage suicide.  They presume that insureds may be less tempted to take their own lives if they know life insurance benefits won’t be paid to their survivors.  Lawmakers also want to avoid abuse of life insurance, the purpose of which is to provide financial assistance to survivors after natural or accidental death.]]></description>
		<content:encoded><![CDATA[Yes, after the contestability period.
Life insurance policies normally don’t cover suicide deaths that occur during the “contestable period,” which under the laws of most states, is the first two years after the policy is purchased.  State laws limit coverage because lawmakers don’t want to encourage suicide.  They presume that insureds may be less tempted to take their own lives if they know life insurance benefits won’t be paid to their survivors.  Lawmakers also want to avoid abuse of life insurance, the purpose of which is to provide financial assistance to survivors after natural or accidental death.]]></content:encoded>
	</item>
	<item>
		<title>Answer on Can I get life insurance with high blood pressure? by Anthony Griffin</title>
		<link>https://www.insurancelibrary.com/life-insurance/can-i-get-life-insurance-with-high-blood-pressure#answer_27302</link>
		<dc:creator>Anthony Griffin</dc:creator>
		<pubDate>Thu, 06 Aug 2015 14:54:50 +0000</pubDate>
		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/can-i-get-life-insurance-with-high-blood-pressure#answer_27302</guid>
		<description><![CDATA[High blood pressure is a common affliction, so common in fact that it affects tens of millions of people. Life insurance companies however consider it to be an additional risk factor when providing policies. In most cases, even if you have high blood pressure, you will be able to get life insurance, but the premiums might be higher than they would be for a person who does not have it. In some extreme instances, an insurance company might even decline your life insurance application as a result of your blood pressure. Much depends upon the company that you apply to for insurance. There are many different companies, and each tends to have a somewhat different view of the significance of high blood pressure.]]></description>
		<content:encoded><![CDATA[High blood pressure is a common affliction, so common in fact that it affects tens of millions of people. Life insurance companies however consider it to be an additional risk factor when providing policies. In most cases, even if you have high blood pressure, you will be able to get life insurance, but the premiums might be higher than they would be for a person who does not have it. In some extreme instances, an insurance company might even decline your life insurance application as a result of your blood pressure. Much depends upon the company that you apply to for insurance. There are many different companies, and each tends to have a somewhat different view of the significance of high blood pressure.]]></content:encoded>
	</item>
	<item>
		<title>Answer on How Long Does It Take To Pay Out On A Contested Life Insurance Policy? by Anthony Griffin</title>
		<link>https://www.insurancelibrary.com/life-insurance/long-take-pay-contested-life-insurance-policy#answer_27301</link>
		<dc:creator>Anthony Griffin</dc:creator>
		<pubDate>Thu, 06 Aug 2015 14:47:29 +0000</pubDate>
		<guid isPermaLink="false">https://www.insurancelibrary.com/life-insurance/long-take-pay-contested-life-insurance-policy#answer_27301</guid>
		<description><![CDATA[There is no set deadline for an insurance company to pay out a claim that is being contested.  Every state has laws that require the company to act in a reasonable period of time. This time frame varies from state to state, but can be found out by contacting your state insurance commissioner. If it is taking longer than you think it should to receive the pay out on a life insurance claim you should start by first contacting the company, and then the state insurance department.]]></description>
		<content:encoded><![CDATA[There is no set deadline for an insurance company to pay out a claim that is being contested.  Every state has laws that require the company to act in a reasonable period of time. This time frame varies from state to state, but can be found out by contacting your state insurance commissioner. If it is taking longer than you think it should to receive the pay out on a life insurance claim you should start by first contacting the company, and then the state insurance department.]]></content:encoded>
	</item>
</channel>
</rss>