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	<title>Answers for InsuranceLibrary.comPaul Bunting - Benefits Advisor - 401 Benefits Services Co</title>
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		<title>Answer on How To Make Your Own Retirement Plan? by Paul Bunting</title>
		<link>https://www.insurancelibrary.com/retirement-plans/how-to-make-your-own-retirement-plan#answer_27834</link>
		<dc:creator>Paul Bunting</dc:creator>
		<pubDate>Thu, 22 Oct 2015 16:47:12 +0000</pubDate>
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		<description><![CDATA[While I was in High School, I played sports. We had a great football and wrestling program. While I would like to believe the reason it was so great was because of yours truly ... That would be untrue!  Point being, it was great coaching that created a great team and great success. You can certainly &#039;create your own awesome retirement plan&#039; - but wouldn&#039;t it make sense to do so, with the help of great coaches?  I think so!]]></description>
		<content:encoded><![CDATA[While I was in High School, I played sports. We had a great football and wrestling program. While I would like to believe the reason it was so great was because of yours truly ... That would be untrue!  Point being, it was great coaching that created a great team and great success. You can certainly 'create your own awesome retirement plan' - but wouldn't it make sense to do so, with the help of great coaches?  I think so!]]></content:encoded>
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		<title>Answer on Do Fixed Annuities Work? by Paul Bunting</title>
		<link>https://www.insurancelibrary.com/annuities/do-fixed-annuities-work#answer_27833</link>
		<dc:creator>Paul Bunting</dc:creator>
		<pubDate>Thu, 22 Oct 2015 16:42:05 +0000</pubDate>
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		<description><![CDATA[You know ... I have a friend who works tireless hours to receive government benefits. One may wonder why he doesn&#039;t get a job?!  Anyways, there are many moving parts in Fixed (Indexed) Annuities. (FA) But &#039;Do they work&#039; is a tad broad. Here are a few questions you may want to know, before moving forward with a FA:

- Why are you thinking about a FA?
- What do you wish to accomplish?
- Do you need income now, later, forever (so long as you shall live) - with a spouse, or it for something else?
- Is liquidity (without penalty) an immediate concern?
- Is long term growth with protection of principal your primary goal?

Get where I&#039;m going with this? In the world of FAs, there are many moving parts and many options. Did you know that Texas and Florida are the only two states in the US that have added protective benefits, built into annuities? Point being, a good Agent / Advisor will take the time to do a thorough needs analysis to determine what you seek, if a FA suits your needs and if applicable show you two or three options and let you choose what YOU believe is best for you.

Just my two-cents!]]></description>
		<content:encoded><![CDATA[You know ... I have a friend who works tireless hours to receive government benefits. One may wonder why he doesn't get a job?!  Anyways, there are many moving parts in Fixed (Indexed) Annuities. (FA) But 'Do they work' is a tad broad. Here are a few questions you may want to know, before moving forward with a FA:

- Why are you thinking about a FA?
- What do you wish to accomplish?
- Do you need income now, later, forever (so long as you shall live) - with a spouse, or it for something else?
- Is liquidity (without penalty) an immediate concern?
- Is long term growth with protection of principal your primary goal?

Get where I'm going with this? In the world of FAs, there are many moving parts and many options. Did you know that Texas and Florida are the only two states in the US that have added protective benefits, built into annuities? Point being, a good Agent / Advisor will take the time to do a thorough needs analysis to determine what you seek, if a FA suits your needs and if applicable show you two or three options and let you choose what YOU believe is best for you.

Just my two-cents!]]></content:encoded>
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