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	<title>New answer on: How Does Critical Illness Insurance Work?</title>

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		<title>By: Kelly Moser</title>

		<link>https://www.insurancelibrary.com/critical-illness-insurance/how-does-critical-illness-insurance-work</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Tue, 03 Sep 2013 21:36:40 +0000</pubDate>

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		<description><![CDATA[Along with what Ted mentioned, it&#039;s important to note that the benefit received from critical illness insurance does not necessarily have to go toward medical or hospital payments.  It&#039;s incredibly useful in paying off debts not covered by your regular health insurance, but it is up the policy holder&#039;s discretion on how they want to spend or save the money. Many people use it for mortgage payments, childcare, etc.]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/critical-illness-insurance/how-does-critical-illness-insurance-work</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sat, 27 Jul 2013 18:18:20 +0000</pubDate>

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		<description><![CDATA[Critical Illness Insurance works by paying a lump sum of money to the insured person upon diagnosis of one of the qualifying illnesses. This money can be used to pay medical bills, to cover lost wages, to pay for incidental costs associated with treatment, to have some fun as a break from the rough time, or to use on whatever purpose the insured person wants to use it on.]]></description>

		

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		<title>By: Bob Vineyard</title>

		<link>https://www.insurancelibrary.com/critical-illness-insurance/how-does-critical-illness-insurance-work</link>

		<dc:creator>Bob Vineyard</dc:creator>

		<pubDate>Thu, 16 May 2013 14:06:55 +0000</pubDate>

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		<description><![CDATA[When reviewing and comparing critical illness policies, you need to understand the definitions and exclusions. In some of the policies you may think you have a claim only to find it is denied because your medical condition does not match the policy language.

Be sure to buy a health insurance policy, not a life policy with a critical illness rider.]]></description>

		

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		<title>By: Ted Ratliff</title>

		<link>https://www.insurancelibrary.com/critical-illness-insurance/how-does-critical-illness-insurance-work</link>

		<dc:creator>Ted Ratliff</dc:creator>

		<pubDate>Thu, 16 May 2013 12:00:04 +0000</pubDate>

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		<description><![CDATA[Critical Illness insurance pays if you come come down with certain diseases.  Cancer, Heart Attack, or Stroke are most common.  It depends on the policy on the amount paid out if there is a claim.  Some pay a lump sum, some provide the benefits on an indemnity basis, paying a certain amount for various procedures.]]></description>

		

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