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	<title>New answer on: Can Anyone Buy Disability Insurance?</title>

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/disability-insurance/can-anyone-buy-disability-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Wed, 03 Jul 2013 19:00:00 +0000</pubDate>

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		<description><![CDATA[Some employer sponsored group plans offer short term disability insurance. If your employer doesn’t offer this, then you can purchase short or long term insurance, providing that you can qualify. Disability insurance costs are based on your health, your activities and your compensation. Personal information is part of the pricing process like your gender, age, health history, current medical condition, smoking status, etc. Your activities like recreation, vocation, motor vehicle violations, etc. Up to 60% of your compensation can generally be protected with tax benefits. Up to 80% of your compensation, if you can legitimately deduct the premiums as a business expense, but then the benefits are taxable. You may pay 3 to 5% of your compensation for disability insurance.
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