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	<title>New answer on: How Is Disability Insurance Calculated?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/disability-insurance/how-is-disability-insurance-calculated</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Wed, 31 Jul 2013 22:32:20 +0000</pubDate>

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		<description><![CDATA[Disability Insurance is calculated by the salary you make while in your current employment. You take out enough coverage to replace a percent of your income if you were to become disabled. If you are able to get a future increase option, your policy will increase as your income increases over the years.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://www.insurancelibrary.com/disability-insurance/how-is-disability-insurance-calculated</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Wed, 31 Jul 2013 21:33:56 +0000</pubDate>

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		<description><![CDATA[Disability insurance is a morbidity product that is priced on the average events that cause workers to be unable to perform their duties. But the averages can&#039;t account for personal medical items, so disability premiums are price on gender, age, smoking status, health history and current medical conditions. The design of the policy also has an impact via the elimination period, the length of coverage, the amount of coverage and ancillary riders like inflation  or COLI riders.]]></description>

		

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