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	<title>New answer on: How To Apply For Disability Insurance?</title>

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		<title>By: Peggy Mace</title>

		<link>https://www.insurancelibrary.com/disability-insurance/how-to-apply-for-disability-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Thu, 12 Sep 2013 22:51:09 +0000</pubDate>

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		<description><![CDATA[To apply for disability insurance, you correspond with an agency that will help you pick out the best plan for you. There is an application to be filled out, and then you take an exam, all similar to applying for life insurance. When approved, the first premium is due and that will put your disability insurance policy into effect.]]></description>

		

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		<title>By: Steve Savant</title>

		<link>https://www.insurancelibrary.com/disability-insurance/how-to-apply-for-disability-insurance</link>

		<dc:creator>Steve Savant</dc:creator>

		<pubDate>Thu, 12 Sep 2013 13:56:04 +0000</pubDate>

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		<description><![CDATA[The first step is to investigate if short term disability is offered through your employer group plan. If not then you should go online to brokerage shops that offer several carriers, some on easy to understand spreadsheets to determine whether short or long term disability insurance is the way to go for you. It will simply come down to affordability. Keep in mind that you&#039;re annual compensation and health history will be the two bench marks for premium pricing.]]></description>

		

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