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	<title>New answer on: Is Disability Insurance The Same As Workers Compensation?</title>

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		<title>By: Marlin McKelvy</title>

		<link>https://www.insurancelibrary.com/disability-insurance/is-disability-insurance-the-same-as-workers-compensation</link>

		<dc:creator>Marlin McKelvy</dc:creator>

		<pubDate>Thu, 21 Aug 2014 14:07:41 +0000</pubDate>

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		<description><![CDATA[Absolutely not!  Workers Compensation is a state insurance required to protect workers in the event of on the job accident or workplace induced illness.  So, your recreational weekend motorcycle accident wouldn&#039;t be covered.  Workers Compensation coverage levels vary from state to state and how lost income is addressed varies accordingly.  Suffice it to say, if it is possible to fit into your financial plan, purchasing disability insurance to protect your income stream in the event of serious illness or injury, regardless of source, then Short and/or Long Term Disability insurance policies are a wise precaution.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://www.insurancelibrary.com/disability-insurance/is-disability-insurance-the-same-as-workers-compensation</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Wed, 20 Aug 2014 17:59:54 +0000</pubDate>

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		<description><![CDATA[Worker’s compensation is a plan of insurance carried by your employer.  It provides benefits that are prescribed by law and are specifically for injuries or illness that arises from the work place.  Disability income insurance is designed to replace income when you are injured by sickness or accident and unable to perform your job that is not the result of a claim covered by workers comp. ]]></description>

		

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		<title>By: Kelly Moser</title>

		<link>https://www.insurancelibrary.com/disability-insurance/is-disability-insurance-the-same-as-workers-compensation</link>

		<dc:creator>Kelly Moser</dc:creator>

		<pubDate>Mon, 25 Nov 2013 17:40:17 +0000</pubDate>

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		<description><![CDATA[No, they are not the same.  Workers compensation will not cover you if you get hurt outside of work, or if you suffer from an illness that was not caused by your work surroundings.  Disability Insurance would protect your income if you broke your leg skiing (outside of work), got in a car crash, got cancer, etc.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/disability-insurance/is-disability-insurance-the-same-as-workers-compensation</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 21 Jul 2013 01:47:50 +0000</pubDate>

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		<description><![CDATA[The general distinction between workman&#039;s compensation and disability insurance is workman&#039;s compensation pays for injuries on the job during working hours whereas disability insurance pays for injuries and sickness regardless of when and where it takes place. That distinction should be carefully understood when considering the purchase of disability insurance.]]></description>

		

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