New answer on: What Is Covered With Disability Insurance?

By: David Racich

David Racich — Wed, 22 May 2013 21:35:33 +0000

Full coverage disability covers accidents on and off the worksite. It also covers periods of sickness. It can also cover specific vocational skill sets like a medical doctor who also is a plastic surgeon under owner occupation terms of the disability policy. Some disability policies have certain nuances in their policy definitions that could be unique to your situation.

By: Larry Gilmore

Larry Gilmore — Wed, 22 May 2013 02:01:57 +0000

What is covered with Disability Insurance ? Your income. Disability insurance is paycheck insurance driven by a simple definition "the ability to work at your own occupation." Doesn't matter if you get sick or hurt while covered. The other aspect of good disabilty insurance is you're still covered even if you can only work half time or in a limited way that reduces your income.