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	<title>New answer on: Why Buy Disability Income Insurance?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://www.insurancelibrary.com/disability-insurance/why-buy-disability-income-insurance</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Sun, 18 Oct 2015 08:10:37 +0000</pubDate>

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		<description><![CDATA[Why buy disability insurance?  Well the best reason to buy disability income insurance is to prevent you from going through all of your savings and assets if a disability situation arises in your life. You either have the money on hand or the ability to liquidate assets or you purchase insurance to protect what you have.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://www.insurancelibrary.com/disability-insurance/why-buy-disability-income-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Fri, 24 May 2013 15:42:54 +0000</pubDate>

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		<description><![CDATA[Because the statically probability is you’re going to need it. Disability insurance is paycheck protection, but it can also cover retirement contributions. In general terms disability benefits can generate 60% of your earned income tax free or if your company pays for it and deducts, generate 80% of your income, but it’s taxable. Then in addition to protecting your earnings, you can cover your annual contributions to your qualified retirement plan. And you should.
 
Disability is one of the most neglected indemnification products on the market and it shouldn’t be. The statistics are so overwhelming that you will experience a disability during your working life that may force you out of work for 30 months. Disability insurance is really paycheck protection and should be purchased in tandem with term life insurance. ]]></description>

		

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