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	<title>New answer on: Can You Get Health Insurance If You Smoke?</title>

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		<title>By: Marlin McKelvy</title>

		<link>https://www.insurancelibrary.com/health-insurance/can-you-get-health-insurance-if-you-smoke</link>

		<dc:creator>Marlin McKelvy</dc:creator>

		<pubDate>Wed, 14 May 2014 01:54:39 +0000</pubDate>

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		<description><![CDATA[Yes.  Being a tobacco user is about the only thing it is legal to discriminate against though under the Affordable Care Act so you may be assessed a tobacco use penalty, especially in the individual health insurance market but such penalties are becoming more common in the group market as well.  The law allows up to a 50% surcharge to be applied to your premiums though some states have set the surcharge at a lower level and not all carriers have opted to apply the tobacco penalty on their products.]]></description>

		

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