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	<title>New answer on: Does Health Insurance Affect The Employment Of Older Workers?</title>

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		<title>By: Larry Gilmore</title>

		<link>https://www.insurancelibrary.com/health-insurance/does-health-insurance-affect-the-employment-of-older-workers</link>

		<dc:creator>Larry Gilmore</dc:creator>

		<pubDate>Wed, 20 Mar 2013 18:51:58 +0000</pubDate>

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		<description><![CDATA[Well, there really isn&#039;t an on the record answer for this. Older employees tend to cost more to provide health insurance for. Medical plans go one of two ways. One way is a level premium for all employees in the group. This is based on &quot;averaging&quot; the premium cost among the group. This is also done for gender.  The other way is known as &quot;banded coverage&quot; where group premiums are grouped, usually in 5 year blocks and rates vary based on ages. 

You would hope an employer wouldn&#039;t use the medical premium cost as a hiring means test. It would possibly be considered age discrimination.]]></description>

		

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