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	<title>New answer on: Does Homeowners Insurance Cover A Hotel In The Event Of A Power Outage?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://www.insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-a-hotel-in-the-event-of-a-power-outage</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 07 Apr 2015 15:36:02 +0000</pubDate>

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		<description><![CDATA[I think what you are asking is would a Homeowner&#039;s policy provide support to stay in a hotel if your home is uninhabitable as a result of a covered loss.  It is always a good idea to discuss the specific terms and conditions of your policy with your Insurance Professional, of course.  However, in my experience here in CT, most Homeowners&#039; policies include coverage for &quot;extra expense&quot; incurred if you have to live elsewhere while your home is being repaired or rebuilt after a covered loss.  This is usually necessary after a rather serious occurence that makes a home completely uninhabitable due to structural damage, a fire or hurricane for example.  In the cases I have seen involving only electric power loss to a home, this is usually as a result of a storm.  In situations like that, I have not seen a case where the home has been genuinely uninhabitable for an extended period of time.  Power is usually restored within a few hours.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://www.insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-a-hotel-in-the-event-of-a-power-outage</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 29 May 2014 23:36:15 +0000</pubDate>

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		<description><![CDATA[Hotels are covered under commercial insurance.  A homeowner’s policy is a package made for personal lines insurance.  Neither a commercial policy nor a homeowner’s routinely provides coverage for a power outage that occurs off site.  If the centricity company is at fault, they are the ones that need the insurance. ]]></description>

		

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