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	<title>New answer on: Does Homeowners Insurance Cover Flood Damage?</title>

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		<title>By: David W. Clausen</title>

		<link>https://www.insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-flood-damage</link>

		<dc:creator>David W. Clausen</dc:creator>

		<pubDate>Tue, 24 May 2016 13:14:22 +0000</pubDate>

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		<description><![CDATA[Homeowners insurance does not cover damage from Flood.  Actually it specifically excludes the peril &quot;flood&quot;.  Flood is defined as, &quot;A general and temporary condition of partial or complete inundation of 2 or more acres of normally dry land area from inland or tidal waters or unusual and rapid accumulation or runoff of surface waters from any source.&quot;  A pipe burst is not considered a flood although your home may be &quot;flooded&quot; with water.  A general rule is anytime water enters your basement form the outside of the home it is considered a &quot;flood&quot; unless it is from a water back up of a sewer or drain.  Hope this answer helps you.]]></description>

		

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://www.insurancelibrary.com/home-insurance/does-homeowners-insurance-cover-flood-damage</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Thu, 29 Aug 2013 19:01:58 +0000</pubDate>

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		<description><![CDATA[If this question is referring to flood as in rising water then a homeowners policy will not cover flood damage. Only a flood policy will give you this coverage. If the so called flood was just a bursting pipe in the home then this type of loss would be covered by your homeowners policy.]]></description>

		

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