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	<title>New answer on: Is Air Conditioner Covered Under Homeowners Insurance?</title>

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		<title>By: HDA Insurance Brokerage</title>

		<link>https://www.insurancelibrary.com/home-insurance/is-air-conditioner-covered-under-homeowners-insurance</link>

		<dc:creator>HDA Insurance Brokerage</dc:creator>

		<pubDate>Mon, 16 Jun 2014 17:53:42 +0000</pubDate>

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		<description><![CDATA[Air Conditioning Units are covered under Homeowners Insurance policies for the perils afforded against by the policy;  i.e.  Fire, Wind, Hail, Vandalism etc...   

If the question is regarding repairs and maintenance,  the unit would be covered either by a Manufacturer&#039;s Service Contract or a Home Warranty Policy  and not your Home Insurance Policy.    

Homeowners Insurance is designed to protect the home against covered perils to assist the homeowner from financial loss;  it is not designed as a repairs and warranty policy for appliances and general upkeep.   

Home Warranty policies are available for appliances and repairs of systems in homes;  the homeowner would have to pay a premium for the warranty policy and each service visit would be covered after a deductible which would be agreed upon on the policy. ]]></description>

		

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