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	<title>New answer on: Is Homeowners Insurance A Closing Cost?</title>

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		<title>By: Tom Sheehan</title>

		<link>https://www.insurancelibrary.com/home-insurance/is-homeowners-insurance-a-closing-cost</link>

		<dc:creator>Tom Sheehan</dc:creator>

		<pubDate>Tue, 03 Jun 2014 19:54:34 +0000</pubDate>

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		<description><![CDATA[If you are buying your first home, then I would recommend considering it part of your closing costs, yes.  Lenders will require you to show proof that you have obtained Home Insurance sufficiently covering the reconstruction value of your new home.  They will be looking to see that it provides for replacement value should there be a loss.  So, because you will have to buy that first, and will more than likely have to pay the first year&#039;s premium in full, I would plan on that as you would any other closing costs.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://www.insurancelibrary.com/home-insurance/is-homeowners-insurance-a-closing-cost</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Tue, 03 Jun 2014 19:04:28 +0000</pubDate>

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		<description><![CDATA[If your lender requires a homeowner’s policy it is often subject to the closing on the property.  The title company orders the policy from the insurance company.  That way they can make sure that coverage is adequate.  They pay the premium and include that in the closing costs.  Most title companies will follow your direction as to which agent to use. ]]></description>

		

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