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	<title>New answer on: What Happens When You Change Homeowners Insurance?</title>

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		<title>By: Mark Bartlett CLCS</title>

		<link>https://www.insurancelibrary.com/home-insurance/what-happens-when-you-change-homeowners-insurance</link>

		<dc:creator>Mark Bartlett CLCS</dc:creator>

		<pubDate>Mon, 31 Mar 2014 19:35:03 +0000</pubDate>

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		<description><![CDATA[You can change your insurance provider at anytime. You would simply start your new policy and notify your prior carrier that you wish to terminate your policy. Usually this request will be required in writing. While it is rare you should check first to see if there are a short rate cancellation surcharge.]]></description>

		

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		<title>By: David Pipes</title>

		<link>https://www.insurancelibrary.com/home-insurance/what-happens-when-you-change-homeowners-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Mon, 31 Mar 2014 17:03:21 +0000</pubDate>

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		<description><![CDATA[This is generally a seamless process.  Since most homeowner’s policies are handled by a mortgage company they are quite accustomed to the process.  The homeowner will need to notify the former insurance company so that their policy can be cancelled.  The date selected for cancellation is the same date that the new policy is effective.  Often the mortgage company will have enough in their impound account to pay the first annual premium.  They should have enough once they have collected the unused premium from the previous insurer. ]]></description>

		

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