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	<title>New answer on: Will Homeowners Insurance Cover A Leaking Basement?</title>

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		<title>By: David W. Clausen</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-a-leaking-basement</link>

		<dc:creator>David W. Clausen</dc:creator>

		<pubDate>Thu, 25 Jun 2015 17:40:54 +0000</pubDate>

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		<description><![CDATA[Once rain water hits the ground it is considered to be the peril &quot;flood&quot;.  If the water finds its way into the basement that is considered &quot;seepage&quot; and is excluded under most homeowners insurance policies.  Some companies will consider coverage under the &quot;water back-up of sewers and drains&quot; coverage however that is pushing the limits.  It will come down to the company and adjuster to decide coverage.]]></description>

		

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		<title>By: Fitzgerald Patrick</title>

		<link>https://insurancelibrary.com/home-insurance/will-homeowners-insurance-cover-a-leaking-basement</link>

		<dc:creator>Fitzgerald Patrick</dc:creator>

		<pubDate>Mon, 17 Jun 2013 01:04:01 +0000</pubDate>

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		<description><![CDATA[Depends on what caused the leak.

No for flood (rain that hits the ground) nor a continuous  (over Time) maintenance type leak.

The homeowners policy is designed for spontanous leaking of water. e.g. burk pipe, leaking washing machine hose, snapped the shower handle off and it took 1/2 hour to find the shut off.  I use these examples  because they have happened to my clients


Patrick]]></description>

		

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