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	<title>New answer on: Does It Matter Who Owns A Life Insurance Policy?</title>

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		<title>By: Jerry Vanderzanden, CLU, ChFC</title>

		<link>https://www.insurancelibrary.com/life-insurance/does-it-matter-who-owns-a-life-insurance-policy</link>

		<dc:creator>Jerry Vanderzanden, CLU, ChFC</dc:creator>

		<pubDate>Sat, 20 Apr 2013 13:40:28 +0000</pubDate>

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		<description><![CDATA[Yes. The owner maintains all rights of ownership such as cash values, selection of beneficiary and right to make changes, transfer, cancel, borrow, etc. 

Often the owner is the insured. But the owner can be any one or entity with an insurable interest in the life insured (spouse or family member, business, charity). Trusts can be used as owners to distribute proceeds according to trust provisions. Irrevocable life insurance trusts are used to ensure life insurance proceeds do not inflate the taxable estates of insureds but make proceeds available to the heirs for estate liquidity.]]></description>

		

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