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	<title>New answer on: Does Your Spouse Have To Be Your Beneficiary For Life Insurance?</title>

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		<title>By: David Pipes</title>

		<link>https://insurancelibrary.com/life-insurance/does-your-spouse-have-to-be-your-beneficiary-for-life-insurance</link>

		<dc:creator>David Pipes</dc:creator>

		<pubDate>Thu, 06 Mar 2014 00:39:34 +0000</pubDate>

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		<description><![CDATA[Of course you can name someone other than your spouse as the beneficiary of a life insurance policy.  In California you need your spouse’s signature in order to name anyone else.  Naming a trust as beneficiary is a common estate planning tool.  When a charity is the beneficiary the premiums themselves might be deductible as a contribution under IRS rules.  Incidentally, naming a lender might not be a good idea.  There are other ways to protect a lender’s interest short of naming them as beneficiary.  ]]></description>

		

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		<title>By: Peggy Mace</title>

		<link>https://insurancelibrary.com/life-insurance/does-your-spouse-have-to-be-your-beneficiary-for-life-insurance</link>

		<dc:creator>Peggy Mace</dc:creator>

		<pubDate>Sun, 09 Jun 2013 18:16:28 +0000</pubDate>

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		<description><![CDATA[No, your spouse does not have to be your beneficiary for life insurance. You can choose your children, although if they are minors, it is better to leave the money to a trust or another trusted adult who you know would use the death benefit for their welfare. You can choose anyone or any entity to be your beneficiary who has some financial input in your life. E.g. Parents who gave you some money, a business through which you have a loan, grandparents you care for in their home or yours.]]></description>

		

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		<title>By: David Racich</title>

		<link>https://insurancelibrary.com/life-insurance/does-your-spouse-have-to-be-your-beneficiary-for-life-insurance</link>

		<dc:creator>David Racich</dc:creator>

		<pubDate>Sun, 09 Jun 2013 01:00:46 +0000</pubDate>

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		<description><![CDATA[No your spouse is not required to be the beneficiary, but someone has to have insurable interest and exposure to economic loss. So if it’s not your spouse, can your name a beneficiary that will qualify with the life insurance company? Keep in mind the policy owner controls the policy. After the policy is issued the policy owner should be able to change beneficiaries.
  ]]></description>

		

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